So how much is this thing gona cost and is cc the only method of paying that or is there some thing like what they did with every quest where u can buy a card and then use that for liek 3 mounths of playing time

Cost has been covered many times in previous threads.
Before this one is closed (which it probably will be), I'll answer

PS2 Version: $99 (comes with HDD)
PC: $50
Monthly Fee: $13 + 1 per extra character +1 for Tetra Master. Visa/Mastercard Only.

And please, sir, improve your spelling. It gives me an eye strain ;_;

Umm, we already have numerous threads dealing with this.... Check that your thread hasn't already been posted on the first page of a forum before making it, okay?